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Our
Process at 1st City Mortgage is extremely unique to the mortgage
industry. We are both a mortgage broker as well as a direct lender
to over 100 of the largest banks and investors in the country. This
gives us the unique opportunity to know that no matter what our
clients' needs are, we will have the absolute best loan for them.
This also allows us to maintain efficiency and control of our loans
as we can process, underwrite, and even fund our loans, right out of
our local office.

Additionally, our process allows our clients to get the absolute
best rate without the headache of "shopping around." With nearly all
of the top national lenders extending to us their best rates, just
as they would to their own retail branches, we simply choose the
lowest for our client's unique situation. Whoever said "you can't be
the best at everything" never did business with 1st City Mortgage
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